Are You Maximizing Savings with these Cash-Back Strategies?

In this digital age, it is more important than ever to keep apprised of the latest developments particularly when it comes to stretching out the value of your dollar. It is no longer about clipping coupons or shopping site-wide sales to get the best deal. Have you been leaving money on the table by not doing the following things?


Installing Rakuten/Honey

Rakuten and Honey are cash-back sites where retailers offer cash back on purchases made through these sites. Keep an eye on the cash back percentages offered since they can change to be a substantial amount particularly during the weekends and even more so during holidays like Black Friday.

Note that if you are intending to support your favorite content creator through using their affiliate links, these sites can prevent commissions from reaching the content creator since they have potential to override affiliate links with their own links. Read more about the Honey influencer scandal here.


Having a Cash Back Credit Card

When considering which credit cards to get, look not only at the annual fee and APR, but also the incentives like cash-back percentages. Earning cash back on every credit card purchase adds up substantially over time!

Here’s a list of 2% cash-back credit cards to kick start your research!


Finding Promo Codes

With the rise in popularity of influencer marketing, brands are more than ever attuned to the potential of sales derived from influencers promoting products to their loyal audiences. To sweeten the close of a sale, these brands give influencers a special code to offer their audiences an “exclusive” deal as part of their sponsorship. Luckily, these can be quickly found through an extra step of searching for them. Even better, Honey is known to aggregate these codes so it is a good idea to check if there are any available before finalizing a purchase.


Do you know of other cash-saving measures not listed here? Leave a comment below to share other strategies!


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I’m Cate

Image of the back of a woman facing a road lit up by the sun and a blue, pink, and yellow sky with fluffy white clouds ahead indicating life teeming with possibilities.

Welcome! I post about an assortment of topics with the goals of sharing information, demystifying too-afraid-to-ask questions, and creating a caring and friendly community. Cheers to life!